Want to know more about equity release?
Watch our two-minute video that will explain how equity release could work for you.
Would you like to know more, call us on 0800 999 3339 or book a call back.
Richard has been voted ‘mortgage adviser of the year’ and won numerous industry awards.
Tom is an accredited later life Lending professional with The London Institute of Banking & Finance.
See how much you could release with our simple lifetime mortgage calculator.
Equity release, often called a lifetime mortgage, allows homeowners over 55 to unlock tax-free cash from their property while continuing to live in it. There’s no need to sell or move – instead, you can either borrow against your home’s value or sell a portion of it in exchange for a lump sum or regular payments. Some plans even offer the flexibility to access additional funds in the future if required. If you still have a mortgage, it must be repaid using the money you release.
Strict regulations ensure that equity release is a secure financial option for homeowners. The Financial Conduct Authority (FCA) regulates all providers, ensuring they follow industry standards designed to protect customers. One of the key guarantees with a lifetime mortgage is that you or your estate will never owe more than the value of your home when it is sold, as long as it is sold at a fair market price. This means you can release funds with confidence, knowing that your loved ones won’t be left with unexpected debt.
The money you unlock is yours to spend however you wish. Many homeowners use it for home improvements, paying off existing debts, supporting family members, or simply enjoying a more comfortable retirement. The choice is entirely up to you.
Here are a few of the most common reasons people choose equity release.
Repaying
University or weddings
At Equity Release and Mortgage Partnership Plymouth, we specialise in helping homeowners make informed financial decisions. Whether you are considering equity release or looking for a mortgage that suits your needs, we provide expert, personalised advice tailored to your situation.
With years of experience, we take the time to understand your circumstances and explain your options in a clear and straightforward way. Our approach is friendly, honest, and focused on finding the best solution for you.
We work with a wide range of UK lenders, ensuring you have access to the best equity release plans available. Our priority is helping you unlock the value of your home in a way that works for you, whether that’s securing financial stability, supporting loved ones, or simply enjoying your retirement with peace of mind.
Unlike generic financial services, we believe in personal, one-to-one support. We offer flexible appointments, including evenings and weekends, making it easy to get advice when it suits you. Equity release is a big decision, and we are here to guide you every step of the way.
YOUR PROPERTY MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY DEBT SECURED ON IT.
Equity Release and Mortgage Partnership Ltd is directly authorised and regulated by the Financial Conduct Authority (FCA) and is entered on the financial services register http://register.fca.org.uk under reference 986900. Privacy Notice. Update cookies preferences
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